¹Actual fund availability varies by financial institution.
Speed
Transactions are processed in real-time.¹
Simplicity
An improved customer experience to enable instant payments to all eligible debit or prepaid cards.
Security
A safe way to pay your customers, backed by Visa’s leading payment security.
Scale
The support of Visa’s trusted expertise and capabilities to help you as you launch, grow, or enhance the payment experience for your customers.
Visa requires some issuers to make funds available to its cardholders within a maximum of 30 minutes of approving the transaction.
Funds disbursements
Visa Direct offers fast and efficient funds disbursement options for a variety of different applications including:
- Reimbursements
- Refunds
- Rebates
- Payouts
- Loan distributions
- Government disbursements
Person-to-person payments
Visa Direct’s real-time¹ payment capabilities open up new, more convenient payment experiences for many different use cases, including:
- Paying friends and family
- Splitting bills
- Paying contractors and freelancers
- Sending remittances
- Account transfers
¹Actual fund availability varies by financial institution.
Visa requires some issuers to make funds available to its cardholders within a maximum of 30 minutes of approving the transaction.
Healthcare
Property + Casualty
Sharing economy
Online marketplaces
Lotteries + Gaming
Financial institutions
Businesses
Government
Life insurance
Contract staffing
¹Actual fund availability varies by financial institution.
Visa requires some issuers to make funds available to its cardholders within a maximum of 30 minutes of approving the transaction.