
Visa Consulting & Analytics (VCA) is the payments consulting arm of Visa.
We are a global team of several hundred payments consultants and data scientists across six continents.
Our consultants are experts in strategy, product, portfolio management, risk, digital and more with decades of experience in the payments industry.
Our data scientists are experts in statistics, advanced analytics and machine learning with exclusive access to insights from VisaNet, one of the largest payment networks in the world.
The combination of our deep payments consulting expertise and our breadth of data allows us to identify actionable insights and recommendations that drive better business decisions.
What we do
We offer consulting services for issuers, acquirers, merchants, fintechs and others across six practice areas that span the entire customer journey.

Strategy
We help clients formulate payment strategies to drive growth and profitability, compete in the digital economy and address key topics such as open banking, real-time payments and emerging third-party platforms

Product
We deliver product value propositions for clients including new product development, refreshes and upgrades

Portfolio Management
We help clients identify the right customers and best portfolio actions that drive acquisition, engagement and retention

Risk
We help clients better manage risk and fraud while optimizing the customer experience

Digital
We support clients to develop and execute digital strategies addressing issues such as top of wallet, card on file, activation and ongoing engagement

Execution
We embed our consultants inside our clients' organizations to support the implementation of recommendations

The implications for both risk and customer experience and key imperatives for authorization teams in the COVID-19 pandemic.

Spending online is one of the bright spots in recovery. VCA looks at the implications for digital payments, and the way card issuers can take action.

Spending online is one of the bright spots in recovery. VCA looks at the implications for digital payments, and the way merchants can take action.

Fraud management: Nine imperatives for fraud teams in the COVID-19 pandemic.

The COVID-19 crisis represents one of the biggest disruptions in the 80-year history of the credit card sector.

Learn about the imperatives of engagement monitoring as the pandemic recedes.

Many customers across the world now rely on mobile for everyday banking needs. Learn how to standout by developing an app that delights customers.

When customers are engaged with your brand and products, they become valuable for your business. Read about how you can deliver to your customers.

Integrated payments have become central to merchant acquirer business performance. Read about strategy tips for building a global acquiring business.

Increased customer expectations have raised the bar. Read about how to optimize the use of data & digital developments to attract the best customers.

Acquisitions and Approvals: Seven imperatives for risk teams in the COVID-19 pandemic.

Timely analysis on the latest trends in consumer spending and payments from Visa’s team of economists and analysts.

Contactless is a faster, easier and more secure way to pay. Learn about the global status of contactless, case studies and the benefits it brings.

Claudio Di Nella, Head of VCA Europe, highlights opportunities in open banking and how banks can lead the change.

Read about tomorrow's data-driven workforce with Michelle Gervais, Visa's Head of Data Science for Visa Consulting & Analytics, CEMEA.

VCA has developed new solutions to improve portfolio profitability and performance. Learn how machine learning is changing the financial sector.