Visa provides multiple layers of protection against fraud, identity theft and liability for fraudulent transactions.
Online transactions are protected by high-level encryption (SSL) technology, the Verified by Visa program, and issuers', merchants' and service providers' compliance with Visa's industry-leading Cardholder Information Security Program (CISP).
Visa also offers a Zero Liability policy that means cardholders won’t be held liable for fraudulent charges.
Visa's Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN or other transactions not processed by Visa, or certain commercial card transactions. The Cardholder must notify card issuer promptly of any unauthorized use.